Retirement pitfalls part 2: IRA distributions
By Eric Reich Last week we discussed some of the pitfalls in retirement planning. This week, I wanted to continue that discussion with a pitfall so big that it warrants its own article. There is currently about $45 trillion dollars sitting in retirement plans and...Avoid these common pitfalls in retirement planning
By Eric Reich I often tell clients that when it comes to investing, the way up is a lot easier than the way down. On the way up, low-cost, well-diversified portfolios can help get you to the goal. In most cases, there aren’t a ton of other factors involved in...Tips for charitable giving in the upcoming holiday season
By Eric Reich With Thanksgiving and the holiday season soon upon us, now is a great time to think about charitable giving. I have always felt that it is important to give back, no matter how big or small. Sometimes that may mean a donation of your time. However, if...What’s the price of a low credit score?
By Eric Reich We all know that we should strive to have good credit, but why? What is the reason good credit is so important? This week, I decided to calculate what the average household would pay for a mortgage, car loan, and credit card if they have good credit and...
